Features & benefits

  • Borrow from $500 to $5,000
  • The approved loan amount is subject to our assessment of your personal financial circumstances.

  • Flexible repayment terms
  • Choose how much you want to repay each month (minimum repayment applies).

  • Redraw once you've repaid
  • Once you've repaid your Flexiloan, you can redraw the credit if you need to - just like an overdraft.

  • Easy access
  • Transfer all or a portion of the funds into your current account via online or telephone banking. You'll only pay for the portion of the loan that you transfer.

  • No set up fees
  • We won't charge you to setup your Flexiloan.

  • Only pay for what you use
  • If you don't use your Flexiloan, you don't pay anything.

17.9% APR Representative

For loans between $500 and $5,000.

Apply for a Flexiloan

Are you eligible?

To apply for a Flexiloan you need to:

  • have an Global Citizen Bank current account
  • have an annual income/pension before tax of $10,000 or more
  • be 18 years or older and a US resident.

Our Flexiloans are subject to status.

Apply by phone

Call us on +1 (585) 672-4251

Lines are open from 8am to 10pm every day (except for Christmas Day, Boxing Day and New Year's Day).

Apply in branch

Global Citizen Bank current account customers can book an appointment to apply in branch by calling +1 (585) 672-4251. From outside the United State +1 (585) 672-4251.

Alternatively, you can book a branch appointment online.

You’ll need to bring identification and proof of your address.

Log on to book an appointment online Continue without logging on

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